2015 CONEXIS Quarterly Newsletter Header
Q4 2015 Date of Publication: November 19, 2015
SEIZE YOUR SAVINGS
Knowing more about your flexible spending account (FSA) helps you maximize your FSA funds. For health FSAs, eligible expenses are those that you pay for out of your pocket for health care that's provided to you, your spouse, and eligible dependents. You can use your account funds for medical, dental, and vision expenses, prescription drugs, and over-the-counter (OTC) health care items like bandages and blood pressure monitors.
But are you aware of all the ways you can use your health FSA dollars? Here are some you may not be as familiar with:
  Transportation
  When using your car to go to and from a doctor's appointment, dental checkup, pharmacy, or another eligible health care service, you can be reimbursed at 23 cents per mile (the IRS mileage rate for 2015). And you can be reimbursed for parking and tolls as well.
  If you happen to take a bus, subway, or other form of public transportation to get to where you need to go for medical treatment, that's an eligible expense as well – if you can provide a receipt when you file a claim. To learn about other eligible transportation-related expenses, visit the Expenses page on our website.
  Over-the-Counter Medicines
  To be an eligible expense, an OTC medicine must be prescribed by a doctor (or another person who can legally issue a prescription). You can give the written or electronic prescription to a pharmacist who will dispense it like a traditional prescription. Or you can pay for the OTC medicine out of your pocket and submit the itemized receipt and a copy of the prescription along with your reimbursement request.
  Dual-purpose Expenses
  Some health care items or services that are used to maintain general health, as well as treat a diagnosed health condition, may be eligible expenses. Examples include vitamins, herbal supplements, massage therapy, and weight-loss programs (excluding the cost of food). These "dual-purpose" expenses require a Medical Determination Form completed by your doctor. You'll find this form in your online account, and once completed, simply include it with your reimbursement request.
  Larger Health Expenses
  You can also use your health FSA dollars on a larger eligible medical expense like LASIK or braces. If you're thinking of braces, visit our Orthodontia webpage to learn more about reimbursement of that expense.
Keep in mind only eligible expenses can be reimbursed under the FSA. These expenses are defined by IRS rules and your employer's plan so review your employer's Summary Plan Description (SPD) to know which eligible expenses are covered under your plan. Also, check out our website for more on making the most of your FSA funds throughout the plan year.
2015 CONEXIS Quarterly Wellness Feature Header
BRUSH UP ON DENTAL HEALTH
Now is the perfect time to brush up on dental health. Try to maintain healthy teeth and gums with these tips:
  Visit Your Dentist Twice a Year
  Schedule regular dental cleanings and exams to help prevent gum disease and other oral health problems.
  Brush Two Minutes Two Times a Day
  Brushing for two minutes reduces plaque and prevents cavities, gingivitis, and other plaque-related diseases. Do this at least twice a day for best results.
  Floss at Least Once a Day
  Daily flossing removes plaque and food particles not reached by a toothbrush, particularly under the gumline and between teeth.
  Rinse with Mouthwash Daily
  Since brushing and flossing still cannot eliminate all plaque and germs, it's important to also rinse daily with an anti-microbial mouthwash for good oral hygiene.
  Chew Sugar-free Gum after Eating
  When you can't brush – chew! Chewing sugar-free gum stimulates saliva. This in turn helps fight tooth decay.
Use your health FSA funds to pay for eligible expenses, including dental exams, cleanings, X-rays, and non-cosmetic procedures such as braces, crowns, and dentures. However, general health items like toothbrushes, toothpaste, and dental floss aren't covered by an FSA. Learn more
Source: American Dental Hygienists Association
BENEFIT CARD CORNER
Will I receive a new benefit card each plan year?
No. Your benefit card is valid for more than one year from the issue date. Just check your card to see when it expires. If you continue to participate in a health FSA, you will receive another benefit card before your current one expires.
If you order a replacement card or a dependent card during this time, the card you receive may look a little different than the one you have now. That's okay. We simply update the card design every few years.
 
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